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Navigation for Home Buyers

June 28th, 2017 · Books, City Library, Main Branch, News

It’s here!  Summer is home buying/selling season.  Whether you’re downsizing because your kids left for college, or you’re looking for more space for the kids to romp around in, doing research about the market is not something that’s optional these days.

What size house do you need?  Are you looking for something that’s move-in ready, or a fixer-upper?  Have you estimated whether you’ll be able to cover any renovation costs?  How do you know if the house is in good condition?  What should you do before you even start talking to a real estate agent?

One of the most important things you should do first is find out how much house you can afford.  You’ll need to take into account how much your current income is, how much you’ve saved towards a down payment (yes, you should do that!), what your credit score is, what the current mortgage interest rate is, and whether or not you’ll have to set aside funds for renovations apart from the mortgage.

Once you’ve found your budget, it’s suggested that you get a pre-approval letter from your bank for a mortgage loan.  This usually proves to be beneficial, as it gives you a slight edge over other buyers if there’s a bidding war.

Repeat homebuyers will have to do some additional work, since they’ll typically have to use some of the funds from the sale of their current home before buying the new one.  Often, sellers forget that there are closing costs they will have to pay when selling their current home.

Now you can begin scouring the market for your dream home.  Only look for homes within your budgeted range, or heartache will follow.  There’s nothing like pining over that amazing house which is just out of reach.  Figure out the neighborhood you want to live in, and take commute times, local school ratings, access to stores and highways, and community engagement into consideration.

Work with an experienced real estate agent who can give you tips on finding the right home for you and your family.  Don’t forget that they get a commission!  If they’re good at what they do, it will even payoff to stay in touch with them after the sale, for future market needs.

Planning to sell or buy without a realtor?  There are tips for that, and more, available to you in the books we have here at the library.  A few are listed below.  Don’t forget to search for and read up on home buying articles from our databases!

Dream home: the Property Brothers’ ultimate guide to finding & fixing your perfect house  (643.12 SCO) Jonathan & Drew Scott

Buying the best home  (643.12 BRE) Joe Breckner

Not one dollar more! : How to save $3000 to $30,000 buying your next home  (643.12 CUM) Joseph Eamon Cummins

100 questions every first-time home buyer should ask: with answers from top brokers from around the country    (643.12 GLI) Ilyce R. Glink

The Unofficial Guide to buying a home     (643.12 PER) Alan Perlis

The National Association of Realtors guide to home buying    (643.12 NAT) NAR

Nolo’s essential guide to buying your first home     (643.12 BRA) (New) Ilona M. Bray

The complete guide to locating, negotiating, and buying real estate foreclosures: what smart investors need to know explained simply    (332.6324 ORL) Frankie Orlando

Your eco-friendly home: buying, building, or remodeling green   (690.8 DAV) Sid Davis

Finding the uncommon deal: a top New York lawyer explains how to buy a home for the lowest possible price  (643.12 BAI)  Adam Leitman Bailey

Investing in fixer-uppers: a complete guide to buying low, fixing smart, adding value, and selling (or renting) high  (332.6324 DEC)  Jay Decima

Tips and traps when negotiating real estate     (333.33 IRW) Robert Irwin 

Your first home: the proven path to home ownership (643.12 KEL)  Gary Keller

How to buy foreclosed real estate for a fraction of its value  (332.6324 DAL) Robert Irwin

The complete guide to your real estate closing: answers to all your questions – from opening escrow, to negotiating fees, to signing the closing papers     (q643.12 GAD) Sandy Gadow

Sell your home now: the complete guide to overcoming common mistakes, selling faster, and making more money   (643.12 RID) Laura Riddle

The complete kit to selling your own home: smart, fast and for top dollar  (333.33 DIB) Joseph P. DiBlasi

How to buy or sell your home without a broker (333.33 TAN) Milt Tanzer

Dress your house for success: 5 fast, easy steps to selling your house, apartment, condo for the highest possible price!   (333.33 WEB) Martha Webb

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Transparent Language and Zinio for Libraries will be down for maintenance

June 26th, 2017 · City Library, Library Databases, Main Branch, West Branch

 

 

 

 

 

 

 

 

 

Both Transparent Language and Zinio for Libraries will be down for a major planned service update beginning at 8pm ET, Monday, June 26 and running through approximately 10am ET, Tuesday, June 27. We apologize for the disruption of service.

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The Hawaiian Lei

June 22nd, 2017 · Books, City Library, Main Branch, News

The lei is a symbol with many meanings from  welcome to thank you to congratulations.  In Hawaii a lei is given to acknowledge a variety of occasions.  Often high school graduates can be seen wearing so many lei that their faces are hidden under them!

Traditional lei are made of materials from nature such as flowers, shells, nuts, seeds, leaves, and grasses.

Modern lei can be made from paper, plastic, candy, fabric, or anything one can imagine.

Custom lei are often made for family occasions and personalized for the recipient.

The history of the lei is that it was brought to Hawaii by Polynesian voyagers.  In 1927, a tradition was established designating May 1st as May Day/Lei Day complete with a lei festival now held annually at Kapiolani Park in Honolulu.

The library is hosting a small private collection of lei during the month of June.

A sampling of Hawaii travel books will be alongside the display for your borrowing pleasure.

Hōʻoia mai i ka lei, make kokoke i ka’eleweka!

(Check out the lei display near the elevator!)

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Teen Summer Reading Program

June 20th, 2017 · Grades 6-12, Main Branch, Summer Reading Program, Teens, West Branch

Teen Summer Reading is underway! Here’s how it works:

Fill out the online summer reading form here. For more information, contact Amy Graves, Teen Librarian, at 624-6550 ext. 3345 or agraves@manchesternh.gov. And be sure to check out our summer programs for teens!

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New fiction! Get ’em while they’re hot.

June 19th, 2017 · Books, City Library, Main Branch, News, Newsletter, West Branch

 

Are you ready for summer?

Place your holds now for these upcoming super hot titles!

The Fallen by Ace Atkins
Paradise Valley by C. J. Box
The Late Show by Michael Connelly
Dangerous Minds by Janet Evanovich
Deadfall by Linda Fairstein
The Identicals by Elin Hilderbrand
Look Behind You by Iris Johansen
Robert Ludlum’s The Bourne Initiative by Eric Lustbader
A Dark So Deadly by Stuart MacBride
A Distant View of Everything by Alexander McCall Smith
Murder Games by James Patterson
Two Nights by Kathy Reichs
House of Spies by Daniel Silva
Use of Force by Brad Thor
Kiss Carlo by Adriana Trigiani

 

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Touch a Truck Saturday

June 16th, 2017 · Ages 0-2, Ages 2-3, Ages 4-5, Ages 6-13, Children, City Library, Events, Grades 3-5, Grades 6-12, Grades K-2, Main Branch, News, Newsletter, Summer Reading Program, Teens

This year’s summer reading program slogan is “Build a Better World”.  To kick off our summer reading program, we are hosting a Touch a Truck event in the Hartnett Parking Lot. Several city departments will be here with equipment for the kids to explore. There will be activities such as life-sized games on the library lawn. We might also have a few surprise guests as well. Join us on Saturday, June 24th from 11:00 AM to 1:00 PM in the Harnett Lot next to the Main Library. This event is free to the public. For more information, please call 624-6550 ext. 3328.

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$10 Bag Book Sale – June 24th

June 13th, 2017 · Book Sale, Books, Children, City Library, Events, Grades 6-12, Main Branch, News, Summer Reading Program, Teens, Trustees

A modified $10 Bag Book Sale will take place in the Winchell Room on June 24th (Saturday) from 10:30 AM to 1:00 PM.  This “Off the Shelves” sale will take place on the lower level of the Library on Pine Street, as part of the Touch a Truck / Summer Reading Program kick-off.

Bring your own average size grocery bags, paper or cloth to fill up, for just $10 per bag.  Proceeds from the sale go to programs and projects at the library.

Fiction and non-fiction books for all ages and interest are available at this sale, in addition to Audiobook CDs, DVDs and some miscellaneous musical items.

Please contact Eileen Reddy at ereddy@manchesternh.gov or by phone at 624-6550, if there are any questions about this book sale.

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Build a Better World Children’s Summer Reading Program

June 12th, 2017 · Ages 0-2, Ages 2-3, Ages 4-5, Ages 6-13, Books, Children, City Library, Events, Grades 3-5, Grades K-2, Main Branch, Summer Reading Program, West Branch

 

Readers of all ages will explore fun and exciting events this summer with our “Build a Better World” summer library program. Activities will include storytimes, crafts, messy art, makerspace activities, Legos, reading dogs, scavenger hunts, and special guests. All programs are free of charge.
The 2017 Summer Reading Program is open to young people, preschool through 5th grade. We have set a group goal of 3,750 books to be read during the 10-week program. Will you help us meet
our goal? Registration for “Build a Better World” begins on June 1st.
You can either register in person or online at www.manchesterlibrary.org. For more information, please call 624-6550 ext. 3328. To help us build a better world this summer, children are invited to
complete challenges as part of the summer reading program. Kids in Pre-K through 2nd grade can complete up to five challenges, and 3rd through 5th graders can complete up to ten challenges out of choices including reading a nonfiction book, going on a family hike, and sharing about a book here at the library, among others. Challenges completed will have their own prizes, including the chance to win a free book.

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Downtime for Transparent Language

June 9th, 2017 · City Library, Main Branch, News, Uncategorized, West Branch

Transparent Language will be unavailable for a few hours in the morning on Saturday, June 10, while the company moves its servers to a new location. Thank you for your patience.

Not using Transparent Language yet? Try it today!

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SOFA Retirement Planning Strategies

June 8th, 2017 · Books, City Library, Events, Main Branch, News, Newsletter, Trustees

Most people are so busy with the day to day job of living that they don’t have time to acquire the financial education necessary to secure a wealthy and prosperous future. SOFA is a 501c3 non- profit, educational speaker’s bureau, comprised of various professionals (financial, tax, real estate, mortgage, wellness, and estate planning) to provide overall financial education to various individuals and organizations. Through workshops and seminars, SOFA introduces keys to a successful and wealthy future. We’re offering two time slots for this  program. Join us on Tuesday, June 20th at 2:30 & 6:30 PM Main Library, George and Steve Pessotti, local retirement planners and guest speakers from SOFA (the Society for Financial Awareness), will present an educational workshop on advanced retirement planning strategies. For more information please call Mary G. at 624-6550 ext 3311.

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